Sudir Shah talks about the Nav Tattva – the Nine Reals.

Nav Tattva (Nine Reals)

• The Relationship between Soul and Karma are defined in Nine Reals known as Nav Tattva

Nav Tattva (Nine Reals)
• Jiva (souls)
• Ajiva (non-sentient entities)
• Punya (Virtues)
• Papa (Sins)
• Inflow – Asrava (inflow of karmic particles to the soul)
• Binding – Bandha (binding of karmic particles to the soul)
• Stopping – Samvara (stopping the karmic inflow)
• Shedding – Nirjara (falling away of karmic particles)
• Liberation – Moksh (liberation from worldly bondage)